The right coverage without the hassle
We do the hard work of comparing hundreds of insurance companies so you get the best protection—at a price that fits your life.
Coverage made for every part of life
At LSM Insurance Agency, we understand that insurance isn’t one-size-fits-all. Whether you’re protecting your car, your home, your business, or your family’s future, we offer solutions built around your needs. Explore our core coverages below
Personal insurance
Protect what matters most with coverage built for your life in West Texas.
Commercial insurance
Keep your Lubbock business running strong through whatever weather brings.
Specialty insurance
Health and life solutions that work for you and your family.
Partnered with leading insurance providers
Why more families and businesses choose LSM
For us, insurance is about more than policies—it’s about people. Families, small businesses, and individuals trust LSM because we bring integrity, genuine care, and the experience to protect what matters most. We don’t just write coverage; we build relationships that last.
Integrity you can trust
Every decision is rooted in honesty. No gimmicks, no shortcuts—just doing right by our clients.
Genuine care for clients
We take the time to learn what matters most to our clients, so every recommendation genuinely reflects their needs and goals.
Expertise that delivers
15+ years of experience means we know the industry inside and out—and how to get you real results.
Lasting relationships
We’re not here for quick sales—we’re here to protect families and businesses for the long haul, through every stage of life.
What our customers say
Insights to keep you protected
Homeowners Insurance: What You Need to Know About Wind and Hail Coverage
West Texas hail and wind cause major home damage. Learn how homeowners insurance handles it, what exclusions to watch for, and how to keep your coverage strong.
Renters Insurance in West Texas: Protecting Your Stuff When the Unexpected Happens
Renters insurance protects your belongings from storms, theft, fire, and more. Learn why it matters in West Texas, what it covers, and how affordable it really is.
Workers Compensation in Texas: What Small Business Owners Need to Understand
Workers compensation isn’t required in Texas, but small businesses risk financial loss without it. Learn how coverage protects employees, limits lawsuits, and builds long-term trust.
Ready to protect what matters most?
Starting is easy. Whether you need personal or business coverage, or future planning, our team will guide you every step of the way.
Requesting a Quote
has never been easier!
Our voice agent, Kelly, is available 24/7 to guide you step-by-step on a custom quote or answer your questions. Can’t make a call right now? Complete the form below and our team will respond promptly.
Call Us 24/7
Get an instant quote anytime, day or night. Kelly walks you through each step, answers common questions, and makes the process effortless!
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